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In other cases they might send you the returned check with a bill for a returned check fee.

You can contact the payee and offer to come in personally to pay the amount owed along with a returned check fee if necessary.

Stack Exchange network consists of 175 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers.

Visit Stack Exchange As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted the bank.

You think to yourself, as long as the check doesn’t clear until then, you will be fine, so you postdate the check for the fourth. Postdating a check to a later date is not illegal, but the check recipient is not legally bound to wait until the postdate to cash it.

You check your account the next day and find that not only did the landlord deposit your check, but it also cleared your account, triggering another unforgiving overdraft fee. The involved financial institution is not obligated to delay processing it unless the check writer provides a note on the postdate.

Banks now typically charge between $27 and $35 for NSF.

If the check is returned to the payee, you could get hit with a returned check charge, which can range from to .

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Immediately contact the payee to let them know your check has bounced.

327 Comments

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  5. To extend this example, someone might remove their hands from their pockets, do a palms up display while relaying information, and then return their hands to their pockets.

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