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To check the rates and terms you qualify for, So Fi conducts a soft credit pull that will not affect your credit score.However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.The minimum individual annual income needed to qualify for a loan of ,000 is 0,000.

Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans).

Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness.

Compare loans from multiple lenders and learn more about personal loans.

At Nerd Wallet, we strive to help you make financial decisions with confidence. Disclaimer Your loan terms are not guaranteed and may vary based loan purpose, length of loan, loan amount, credit history and payment method (Auto Pay or Invoice). Auto Pay discount is only available when selected prior to loan funding.

Disclaimer For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR.

You would receive ,759 and make 36 scheduled monthly payments of 1.10.

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Applications are subject to additional terms and conditions.

All loans in MA must exceed ,000; in NM, OH must exceed ,000; in GA must exceed ,000.

Borrowers should refer to their loan agreement for specific terms and conditions.

Personal loans for debt consolidation You can use an unsecured personal loan to consolidate debt or finance large purchases.

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